$1,100,000 Jumbo Investment Analysis in Utah — 30-Year Fixed at 6.75%
Detailed debt-service coverage, cap rate projections, and cash-on-cash return analysis for a $1,100,000 Utah property over 30 years at 6.75% with a 0.48% effective property tax rate.
Loan Parameters
Total Monthly Payment
$2,245
Principal & Interest + Taxes + Insurance
Total Interest
$301,420
Total Cost
$616,420
Advanced Parameters
State default auto-fills from your location
Average for your state auto-fills
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Loan Summary
Payoff Date
Jul 2056
Interest / Principal
0.96x
PMI Ends
—
50% Equity
—
Amortization Schedule
| Period | Payment | Principal | Interest | PMI | Balance | Equity |
|---|---|---|---|---|---|---|
Calculate to view your amortization schedule | ||||||
Utah Jumbo Mortgage Analysis
Evaluating a $1,100,000 jumbo asset acquisition in Utah over a 30-year fixed amortization at 6.75%. At this price point, lenders typically require enhanced underwriting documentation including debt-service coverage ratios (DSCR) above 1.25x and proof of seasoned reserves. Utah's effective property tax rate of 0.48% adds $5,280 annually to your carrying costs. The 30-year term provides maximum cash flow flexibility for multi-property investors seeking to leverage tax-deductible interest while maintaining positive monthly cash-on-cash returns. Securing a rate of 6.75% in Utah helps keep interest costs manageable and lowers the lifetime cost of the property.
Utah Investment Underwriting Dashboard
For a $1,100,000 investment property in Utah, lenders typically require a minimum DSCR of 1.20x–1.25x. Use the advanced calculator below to model net operating income against total debt service obligations.
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